This blog post is dedicated to My Brother the Risk Taker
Obviously, I know that driving without car insurance is illegal. That’s why my car sat in my garage for so long after I lost my job. I let the coverage lapse and wasn’t willing to take the risk of driving it anyway. Not after I saw what happened to my brother.
He’s always been a bit of a risk taker. Which is why he wrecked his car so many times. It got to the point that he could only get car insurance with ridiculously high premiums ( He always gets full coverage car insurance) and then companies started refusing to cover him. I don’t know how someone gets in that many accidents. Nothing was high speed and he never hurt anyone. He just caused a lot of property damage. He doesn’t always think.
When I lost my job, I had a hard time finding another one that paid anywhere close to what I had been making. I really had to cut back and one of the things that I decided to do was to stop driving my car. I could easily take the bus to work – it was free because I worked at one of the large universities in town – so I just decided to save myself the expenses of maintenance, fuel, and insurance.
I assumed it would be short term but it soon became clear that it wasn’t. And while riding the bus was a great solution to get to work, it wasn’t so convenient when it came to doing things like buying groceries or any kind of shopping.
My brother, of course, just told me to drive my car anyway. Of course. He’s been lucky enough not to get caught but it’s only a matter of time. I keep telling him that but he doesn’t listen he never had.
How no deposit car insurance helped
Instead, I started looking for ways to reinsure my car by finding very cheap car insurance no deposit. I was lucky enough to find a pretty reasonable company that was willing to work with me and got a pretty low monthly payment. I found the company here: www.cheapcarinsurancenodeposit.com
I still took the bus to work so my car expenses weren’t that high. I didn’t use that much gas or drive that far when I was running errands, which helped. I do offer to take my brother where he needs to go on the weekends but he just laughs at me and tells me not to worry. He’s been pretty careful since he lost his coverage, but he’s still taking risks that I just don’t agree with.