Very Cheap Car Insurance no Deposit – OR JAIL You Pick

This blog post is dedicated to My Brother the Risk Taker

Obviously, I know that driving without car insurance is illegal. That’s why my car sat in my garage for so long after I lost my job. I let the coverage lapse and wasn’t willing to take the risk of driving it anyway. Not after I saw what happened to my brother.

He’s always been a bit of a risk taker. Which is why he wrecked his car so many times. It got to the point that he could only get car insurance with ridiculously high premiums ( He always gets full coverage car insurance) and then companies started refusing to cover him. I don’t know how someone gets in that many accidents. Nothing was high speed and he never hurt anyone. He just caused a lot of property damage. He doesn’t always think.

When I lost my job, I had a hard time finding another one that paid anywhere close to what I had been making. I really had to cut back and one of the things that I decided to do was to stop driving my car. I could easily take the bus to work – it was free because I worked at one of the large universities in town – so I just decided to save myself the expenses of maintenance, fuel, and insurance.

I assumed it would be short term but it soon became clear that it wasn’t. And while riding the bus was a great solution to get to work, it wasn’t so convenient when it came to doing things like buying groceries or any kind of shopping.

My brother, of course, just told me to drive my car anyway. Of course. He’s been lucky enough not to get caught but it’s only a matter of time. I keep telling him that but he doesn’t listen he never had.

How no deposit car insurance helped

Instead, I started looking for ways to reinsure my car by finding very cheap car insurance no deposit. I was lucky enough to find a pretty reasonable company that was willing to work with me and got a pretty low monthly payment. I found the company here: www.cheapcarinsurancenodeposit.com

I still took the bus to work so my car expenses weren’t that high. I didn’t use that much gas or drive that far when I was running errands, which helped. I do offer to take my brother where he needs to go on the weekends but he just laughs at me and tells me not to worry. He’s been pretty careful since he lost his coverage, but he’s still taking risks that I just don’t agree with.

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Had to find who has the cheapest auto insurance

When my husband got laid off, I wasn’t sure what we were going to do. We had a little bit of savings but not enough to take us through more than a month or two before we’d find ourselves in trouble. I decided that, in addition to picking up overtime, I’d try to cut back as much as I could.

Basic things were easy. I stopped shopping at the midrange grocery store and went to the discount place. I was actually really impressed with what I found there. We used to have pizza night every Friday and get delivery from our favourite little place in town but now we make our own pizzas at home for a third of the price.

I cancelled the cable, which was really hard to do but ended up saving a lot of money. I turned the thermostat down a few degrees and we piled on the heavy socks and blankets at night, which made a pretty big difference in our gas bill.

The best thing I did, though, was take a look at our car insurance. I had never stopped to wonder who has the cheapest auto insurance before. I mean, I’ve been with the same company since I got my first car when I was 18 and just assumed I was getting a good deal. It wasn’t long until I discovered I was actually getting a pretty bad one.

I looked around at different companies and was able to find a policy that offered almost the exact same coverage that we already had for a lot less money ( I found it here: https://www.autoinsurancemonkey.com). I decided to go with full coverage auto insurance, just incase something happens we need the best insurance.

Between all the cuts I’d made and the OT, we were able to make it through the three months my husband was unemployed.

The best part is when he did find a job, he was making significantly more than he was before. That extra income combined with all the ways I’d figured out how to save money put us in a pretty good place financially. We ended up paying off most of our debt in his first year back to work.

I also got a promotion! My boss saw me putting in all the extra time and liked what I was contributing. I almost couldn’t believe it. In a way, my husband losing his job was one of the best things that ever happened to us! Though it sure didn’t seem like it at the time.

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